Following up on Krugman, Aaron Barlow writes: "We have to find ways of easing the burden of debt that too many are shouldering. Doing so will be a trip through a minefield, but we have to take it. Sure, there will be those who will benefit unfairly and others who will never change their behavior (and who will slide right back into their bankrupt ways), but there are many, many more who will make use of the opportunity and will return to positions of personal and societal responsibility. We might start by completely restructuring student loans, capping interest, forgiving penalties, and forgiving a percentage (half, say) of the loans across the board. Who pays? Ultimately, we all do. But young people burdened by loans they cannot possibly repay will cost us even more—and this is one area where, I think, we can achieve broad agreement. We will have to do something about home loans, too… not by simply propping up the banks which made the bad loans, but by assisting those who cannot, given the current housing market (and even the rosiest forecast for the future), sustain their mortgages. Here again, it will cost us all more if we do nothing than if we help out. Sure, some of the people who will be helped acted foolishly or even venally, but most did not. Sure, it does seem as though we would be rewarding bad judgment and punishing good, but the bad are being punished right not—and the good, as well—by the very state of the current economy.